(10) “I’ve never really had nor been involved in a vehicle accident, must I still get auto insurance?” Yes!
Some drivers are lucky enough to never have been or even to be involved in a mishap. However, if by chance you do have an accident; your threat of losing everything is excellent. Car insurance is good protection you could have in the case an automobile car accident occurs. It is also a legal issue – you are required, for legal reasons, to have some basic form of auto insurance, and failing to do so carries some fairly rigid punishments.